Insurance

New Safe Homes grants program, taking effect on Jan. 1, 2026, could begin taking applications in the spring, CA insurance department says.

A new bill could rekindle a debate over liability waivers in recreation and fitness.

Insurance experts say it’s a national warning sign, as the effects of climate change cause private insurance companies to pull back on coverage in disaster-prone areas, leaving states and their residents to assume more of the risk.

The FAIR Plan faces accusations of denying smoke-damage claims and more. Can California lawmakers keep the insurer of last resort accountable?

Two Oregon lawmakers are calling on major insurance companies to stop using their own internal wildfire risk maps to drop homeowner's policies — at least until next year.

CalFire released its fourth and final round of color-coded hazard maps. Different colors come with different rules.

In the wake of the Los Angeles fires, State Farm asked for an “emergency” premium increase of 22% on average for California homeowners. Lara today denied the request pending more information.

After saying it would run out of funds by March, California’s last-resort fire insurance provider will impose a special charge of $1 billion on homeowners and insurance companies, the first such move in more than three decades.

Sen. Jeff Golden (D-Ashland) plans to reintroduce a bill to help wildfire-affected communities. Golden’s past attempts failed, but wildfire funding remains a priority for lawmakers.

The state’s plan to fix the insurance crisis had barely rolled out when the Los Angeles fires began. Can the market recover and stabilize?

Insurance companies that stopped providing home coverage to hundreds of thousands of Californians in recent years as wildfires became more destructive will have to again provide policies in fire-prone areas if they want to keep doing business in California under a state regulation announced Monday.

A new pilot program in Oregon will provide state liability coverage for prescribed fires.