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Low-Income Oregonians Report Heavy Debts


When money gets tight, what do you do?  Payday and car-title loans are among the options that low-income Oregonians resort to, according to a recent report from the Center for Responsible Lending

Student loans, car loans, and credit card debt exert a crushing burden on people who make between $20,000 and $30,000 a year. 

The report includes input from several Oregon nonprofits, including Innovative Changes, which makes small loans itself.  Ezekiel Gorrocino of CRL and Rachel Stein from Innovative Changes are our guests.   

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The Jefferson Exchange is Jefferson Public Radio's daily news program focused on issues, people and events across Southern Oregon and Northern California. Angela Decker is the program's senior producer, Charlie Zimmermann is the assistant producer, and Geoffrey Riley hosts the show.